Go to Intermediaries Mortgage Products and Lending Criteria
Mortgage Affordability Calculator
About the loan
Type
Purchase
Remortgage
--
Purchase Price / Property Value
*
£
--
Method
Capital & Interest
Interest Only
Mixed
--
Capital & Interest
£
--
Interest Only
£
--
Deposit / Equity
£
LTV
%
Term (Years)
*
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35
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Number of Applicants
*
1
2
3
4
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About the property
Property Tenure
Freehold
Leasehold
--
Location
England
Wales
--
About the property expenditure
Annual property expenditure
Buildings Insurance
£
--
Contents Insurance
£
--
Service / Estate Charges
£
--
Ground Rent
£
--
Monthly property expenditure
Council Tax
*
£
--
Utilities (Housing, fuel and power)
*
help_outline
£
--
About the applicants
add
Applicant 1
Expand all
Retired?
No
Yes
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Number of Dependants
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Dependant 1 Age
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Dependant 2 Age
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Dependant 3 Age
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Dependant 4 Age
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Dependant 5 Age
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Dependant 6 Age
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Dependant 7 Age
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Dependant 8 Age
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Dependant 9 Age
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Dependant 10 Age
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--
Incomes
add
Employed income
Annual employment income
Length of time Employed in this job (Date)
--
Basic Salary
£
--
Bonus (Annual)
£
--
Monthly employment income
Car Allowance
£
--
Shift Allowance (Monthly - Guaranteed)
£
--
add
Sole-Trader income
Annual sole-trader income
Length of time Sole-Trader (Date)
--
Net Profit (Latest Year)
£
--
add
Ltd company income
Annual ltd company income
Length of time Ltd Company (Date)
--
Directors Salary (Latest Year)
£
--
Share of Net Profit (Latest Year)
£
--
add
Pension & investment income
Annual pension & investment income
Pension (Company)
£
--
Pension (Private)
£
--
Pension (State)
£
--
Pension (SIPPs)
£
--
Annuity Income
£
--
Investment or Dividend Income
£
--
Trust Fund
help_outline
£
--
Rental Income (from latest tax return)
help_outline
£
--
add
Other income
Monthly other income
Maintenance (Court Ordered)
£
--
Maintenance (NOT Court Ordered)
£
--
Second Job
£
--
Expenditures
add
Debts
Credit card
Credit card balance (to remain)
£
--
Hire purchase
Balance of ALL Hire Purchases (to remain)
£
--
Hire purchases (Monthly) (to remain)
£
--
Unsecured loans
Balance of ALL Unsecured Loans (to remain)
£
--
Unsecured Loans (Monthly) (to remain)
£
--
Student loans
Undergraduate Student Loans?
No
Plan 1 (taken out before Sept 2012)
Plan 2 (taken out after Sept 2012)
Plan 4 (Scotland Only)
--
Postgraduate Student Loans?
No
Yes
--
add
Expenditure
Monthly basic & lifestyle expenditure
Food and non-alcoholic drinks
£
--
Alcoholic drink and tobacco
£
--
Clothing and footwear
£
--
Household goods and services
help_outline
£
--
Health
help_outline
£
--
Transport
£
--
Communication
help_outline
£
--
Recreation and culture
£
--
Education
help_outline
£
--
Restaurants and hotels
£
--
Miscellaneous goods and services
help_outline
£
--
Other expenditure items
help_outline
£
--
Savings and investments
£
--
Life assurance and pension contributions
help_outline
£
--
Monthly other basic essential expenditure
Maintenance
£
--
Child care
£
--
School / University Fees
£
--
Other Committed Expenditure
£
--
Background Property Running Costs
help_outline
£
--
Payslip Deductions (After Tax)
help_outline
£
--
Payslip Deductions (Before Tax)
help_outline
£
--
Close all
Calculate
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Harpenden Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number: 157260.
